Quick and Easy Financing
Check your eligibility and prequalify in minutes with an application that won’t affect your credit score.
Flexible Payments
Pay over 3-month, 6-month, or 12-month periods or in 4 interest-free payments every 2 weeks and know up front what you will pay each month.
Pay your way
You choose how you want to pay— check, card, or bank transfer.
No hidden fees
Know up front how much you’ll owe with rates as low as 0% APR and no hidden costs.
Frequently Asked Questions
Affirm is an easy way to pay over time. Lone Star Western Decor partners with Affirm to offer an alternative to credit cards by allowing you to prequalify and pay for items at your own pace. Using this affordable method of payment, you can receive your purchase now and pay over time in fixed monthly installments or in 4 interest-free payments every 2 weeks.
Select Affirm at checkout and enter a few pieces of information to check your eligibility and create an account if it’s your first time using Affirm. This short application will not affect your credit score. Based on your eligibility, Affirm will indicate the amount and interest rate you are approved for, and the monthly payment options you can choose from to complete repayment. If you agree with the financing terms, you will make your first payment after about 30 days. You may also chose to pay in 4 interest-free payments every 2 weeks.
Affirm tells you up front the total amount that you will pay over time. Affirm does not charge late fees, prepayment fees, service fees, annual fees, or open/close account fees. Depending on eligibility, you may pay interest on some items, but you will always know your purchase total up front.
Yes, depending on your eligibility, you can qualify for rates from 0% APR.
All Lone Star Western Decor purchases over $50 can be financed with Affirm.
Rates from 0–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see Sample affirm.com/licenses.